Patients

Insurance and Financing

You get a written estimate before treatment. We are an out-of-network provider, but we file your insurance claims for you so your plan can reimburse you directly, and monthly payment plans are available.

Here for a dental implant? What implants cost covers what drives the price of implant treatment. This page covers insurance, payment, and financing for everything we do.

How Payment Works

  • A written estimate first. Every treatment plan lists the fees by procedure so you can see what’s essential and what’s optional.
  • Insurance verification. We verify your dental benefits before treatment and file the claims. We are an out-of-network provider, so your plan reimburses you directly for its share. Many plans cover part of periodontal treatment; implants and grafting vary by plan.
  • Payment at the time of treatment. A prompt-payment courtesy is available on your portion for treatment paid in full by cash or check; it is applied consistently and shown on your ledger. We accept Visa, Mastercard, American Express, and Discover.
  • Monthly payment plans through a third-party financing partner, for patients who prefer to spread the cost.
  • Health savings and flexible spending accounts can be used.

Sequencing Across Benefit Years

For larger plans, treatment can often be sequenced so that part falls in one benefit year and part in the next. Ask the front desk; it’s a common arrangement.

Medical Insurance

Occasionally medical insurance covers periodontal or implant treatment connected to a medical condition or an injury. We’ll tell you if your situation may qualify and help with the paperwork.

Questions

Call the front desk at (512) 346-6097. Financial questions are part of the job and there is no wrong one.

For what drives the cost of each procedure and how a written estimate is built, see what periodontal treatment and dental implants cost. For how dental plans actually pay, see does insurance cover periodontal treatment and implants.

Frequently Asked Questions

Are you in my network?

We are an out-of-network provider, but we will file your dental insurance claims on your behalf so you can receive reimbursement directly from your insurance company. Being out of network doesn't prevent you from being seen or from using your benefits; your share may be different than at an in-network office. We tell you what to expect before treatment.

How does the estimate work?

After your exam, you receive a written plan listing each procedure and its fee. Once we've verified your benefits we tell you the expected insurance portion and your expected share. Nothing is scheduled until you've seen this.

What are the payment plan terms?

Plans are offered through a third-party financing partner and can spread the cost over several months to a few years. Ask whether checking your options affects your credit before you apply; it usually does not, but it depends on the partner. The front desk will show you the current options.

Can I use an HSA or FSA?

Yes, for treatment of disease and to replace missing teeth. Purely cosmetic procedures are not eligible; ask if you are unsure.

Ready to Talk It Through?

Request a consult and we’ll return your call as soon as possible during business hours and aim to respond within the same business day. Sent after hours? We call first thing the next morning we are open.